Things, Ideas & People . . .

According to a FINRA Investor Education Foundation National Financial Capability Study . . .

Making ends meet- in Montana, 15% (nationally 19%) of individuals reported that over the past year, their household spent more than their income.

Planning ahead- in Montana, 47% (nationally 46%) of individuals lack a rainy day fund.

Managing financial products- in Montana, 32% (nationally 35%) of individuals with credit cards paid only the minimum on their credit cards during some months in the last year.

Financial knowledge and decision making- in Montana, 42% (nationally 34%) of individuals can answer four or five questions on a basic five-question financial literacy quiz correctly.

For fun take the six question mul...